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UWMC
Volume: 5.26M
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UWMC Stock Forecast & Price Target

UWMC Analyst Ratings

Based on 13 analyst ratings
Hold
Strong Buy 23%
Buy 15%
Hold 46%
Sell 15%
Strong Sell 0%

Bulls say

UWM Holdings Corp has demonstrated robust growth within the wholesale mortgage origination segment, increasing its market share in the expanding broker channel, which positions it favorably against competitors. The company's origination margins have benefitted from a substantial rise in refinancing activity, evidenced by a 26% quarter-over-quarter and 356% year-over-year increase, facilitated by recent decreases in interest rates. Additionally, the growth of the servicing portfolio, which expanded to $242 billion from $212 billion, underscores UWM's operational resilience and potential for profitability amid fluctuating market conditions.

Bears say

UWM Holdings Corp has experienced a stock decline of 9.9% since the end of 2023, mirroring the median decline of its peer group, while significantly underperforming compared to the S&P 500 and Russell 3000 gains. The company's fourth-quarter loan production income of $407 million fell short of the projected $437 million due to lower volumes and profit margins, with the 2025 earnings forecast reduced to $0.35 from $0.40 as elevated mortgage rates continue to suppress originations. Moreover, expectations for servicing income have been downgraded to $770 million, a 16% decrease from previous estimates, which reflects a decline in the servicing UPB amid challenging market conditions and tight housing supply.

UWMC has been analyzed by 13 analysts, with a consensus rating of Hold. 23% of analysts recommend a Strong Buy, 15% recommend Buy, 46% suggest Holding, 15% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Wholesale Mortgage and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Wholesale Mortgage (UWMC) Forecast

Analysts have given UWMC a Hold based on their latest research and market trends.

According to 13 analysts, UWMC has a Hold consensus rating as of Jul 3, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $6.46, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $6.46, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Wholesale Mortgage (UWMC)

Volume: 5.26M

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