
Veritex Hld (VBTX) Stock Forecast & Price Target
Veritex Hld (VBTX) Analyst Ratings
Bulls say
Veritex Holdings Inc. has demonstrated significant growth in loan production, with a 44% increase projected from the end of 2023 to year-end 2024, indicating strong demand for its banking products and services. The company's loan/deposit ratio rose to 89.3% in Q4 2024, highlighting effective management of its balance sheet as it seeks to maximize profitability. Additionally, the substantial increase in the allowance for credit losses (ACL) from 1.01% to 1.26% over the past two years further supports a positive outlook by reinforcing the company’s prudent risk management strategies in a changing economic environment.
Bears say
Veritex Holdings has experienced a decrease in non-interest-bearing deposits by 3.5% quarter-over-quarter, which raises concerns about the bank's deposit stability. The loan yields have declined by 33 basis points in the same period, which impacts the bank’s overall revenue generation capabilities moving forward. Additionally, a dip in the commercial real estate concentration ratio below 300% indicates a decline in loan growth, potentially leading to lower provisions for loan losses and an unchanged outlook for earnings per share, suggesting challenges in maintaining profitability.
This aggregate rating is based on analysts' research of Veritex Hld and is not a guaranteed prediction by Public.com or investment advice.
Veritex Hld (VBTX) Analyst Forecast & Price Prediction
Start investing in Veritex Hld (VBTX)
Order type
Buy in
Order amount
Est. shares
0 shares