
Valley National (VLY) Stock Forecast & Price Target
Valley National (VLY) Analyst Ratings
Bulls say
Valley National Bancorp is experiencing a robust increase in net interest income, which is projected to rise by 9–12% in 2025, supported by an expanding margin anticipated to reach 3.00–3.10%. Sequentially, net interest income increased by 3.0% to $423 million, while trust and investment income also saw a notable rise of 15.1% to $15.1 million. Additionally, tangible book value per share increased by 2% quarter-over-quarter to $9.06, indicating overall financial strengthening and a positive outlook for the bank's performance.
Bears say
Valley National Bancorp experienced a decline in loan balances, ending the quarter at $49.4 billion, which is a decrease of 1.9% sequentially and 1.5% year-over-year, primarily driven by lower commercial real estate (CRE) and construction loans. Additionally, total deposits decreased by 0.6%, with a loan/deposit ratio falling to 98%, indicating potential challenges in maintaining a healthy balance between loans and deposits. The overall yield on interest-earning assets has also decreased, alongside a reduction in loan yields, further contributing to the negative outlook on the bank's financial performance.
This aggregate rating is based on analysts' research of Valley National and is not a guaranteed prediction by Public.com or investment advice.
Valley National (VLY) Analyst Forecast & Price Prediction
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