Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Mondi PLC

US earnings season kicks off in earnest on Friday as four of Wall Street's big banks report, with weaker third-quarter profits expected. Even though US interest rates have risen from just above zero at the start of the year to 3.25%, which would normally spell good news for lenders, this is also slowing the economy and leading to volatile markets that are putting the mockers on the formerly buoyant dealmaking cycle.

Citibank kicks off US bank reporting season, Mondi Fridays UK highlight

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

If market swings tell us anything, it's that investors are rattled by economic uncertainty. The outlook remains cloudy with the possibility of recession on the horizon. Big bank earnings, coming Friday, could help clear some of that fog.

How to read big bank earnings

Bank of America

Goldman Sachs

The financial sector reversed course to trade broadly lower Thursday, along with the broader stock market, after data showed that consumer inflation rose more than expected in September. The SPDR Financial Select Sector ETF XLF, -0.23% sank 1.8% in premarket trading, after being up about 1.3% just before the inflation data was released, as futures ES00, -1.77% for the S&P 500 SPX, -0.33% swung to a loss of 1.8% from a gain of 1.1%.

Bank stocks swing to broad losses after inflation data

Investment banking revenue has been slumping all year due to volatile market conditions.

Will Bank of America, JPMorgan Chase, and Citigroup See Investment Banking Bounce Back in Q3?

UnitedHealth Group

The three major U.S. equity indexes closed mixed on Tuesday. The Dow Jones industrials ended the day up 0.12%, the S&P 500 closed 0.65% lower, and the Nasdaq ended down 1.10%.

Earnings Previews: Citigroup, JPMorgan, Morgan Stanley, UnitedHealth, Wells Fargo

PNC Financial Services

Charles Schwab

U.S. Bancorp

The banks are set to kick off what will be a closely-watched third-quarter earnings season when they report financial results this coming Friday.

Q3 Earnings Season Starts With The Banks: What Investors Need To Know Before Friday

I think Citigroup will miss earnings expectations for Q3 2022, but the downside for its share price should be limited considering its current valuations. C currently trades at a trailing P/TBV of 0.51 times, which is very close to its 10-year historical trough of 0.50 times.

Is Citigroup Stock A Buy Before Earnings? Yes, It's All About Valuations

The six biggest U.S. banks are expected to have set aside nearly $5 billion in the third quarter to cover future loan losses, Wall Street analysts said, as lenders brace for a potential global recession.

U.S. banks likely set aside $5 bln in Q3 reserves as recession risks grow

A rise in loan demand and higher interest rates are likely to have supported Citigroup's (C) Q3 earnings. Dismal IB performance and high expenses are expected to have hurt.

What's in the Cards for Citigroup (C) This Earnings Season?

Oshkosh

PulteGroup

Edgar Wachenheim III's Greenhaven Associates added to positions in Citigroup and PulteGroup, and initiated positions in Oshkosh and Gildan in the third quarter.

Famed Value Investor Buys Stock in Citigroup, PulteGroup, and Oshkosh

AMSTERDAM--(BUSINESS WIRE)--Citi Treasury and Trade Solutions today announced its intent to launch “24/7 Clearing” as a service to its financial institution clients, beginning with 24/7 USD Clearing in Q4 2022. This new service is designed to enable Citi's clients to make USD payments across Citi's 1,500 financial institution customers globally 24 hours a day, 7 days a week, including holidays. 24/7 Clearing will deliver this experience to Citi's financial institution clients, with plans to inc

Citi to Launch 24/7 Clearing in Q4 2022

Four of the United States' largest globally systemically important banks (GSIBs) are reporting earnings this coming Friday, While net income could decline significantly, banks are well capitalized and liquid.

Bank Earnings Season Starts Next Week: Remember To Breathe!

These two blue-chip banks are trading at low valuations, with plenty of long-term upside.

2 Cheap Bank Stocks to Buy Now and Never Sell

Blackrock Inc

PepsiCo

Walgreens

The third quarter 2022 earnings season reporting officially kicks off next week with many big names in the financial world announcing their earnings, including JPMorgan Chase, Citigroup and more.

These Are The 10 Biggest Companies Revealing Earnings Next Week

FedEx

Micron Technology

NIKE

The big bank stocks have been laggards in the ongoing market pullback, though the Finance sector as a whole has held up relatively well on the back of strength in the insurance and regional bank spaces.

Why Is the Market So Down on Big Bank Stocks?

JP Morgan Chase & Co., Citigroup Inc., Wells Fargo & Co. and Morgan Stanley kick off the third-quarter bank earnings reporting season on Friday, Oct. 14 amid some of the most challenging economic times in at least a decade.

JPMorgan, Citi, Morgan Stanley and Wells Fargo kick off bank earnings season in choppy waters

Both Citigroup and U.S. Bancorp are undervalued and present a good buying opportunity. They are well-capitalized, focusing on their core strengths, but some major shifts are taking place in their businesses.

Main Street Vs. Diversified Bank: U.S. Bancorp Vs.

Citi's moat is in the corporate and investment bank (otherwise known as ICG). It is a quality, low-risk business that is substantially undervalued by Mr. Market.

Citigroup: The Moat In The Investment Bank

Citigroup (C) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Citigroup (C) Q3 Earnings Expected to Decline

Barclays

Credit Suisse

Deutsche Bank

Jefferies Financial Group Inc

Nomura Holdings

The Securities and Exchange Commission recently dropped the hammer on banks for failing to comply with record-keeping laws.

Big Banks Were Hit With $1.8 Billion in Penalties: Here's Who Was Hit the Worst

Saying it's meeting the growing demand for real-time treasury management, Citi has launched a new cash concentration capability that automatically transfers funds seven days a week.

Citi Extends Cash Concentration Capability to Non-Business Days

NEW YORK--(BUSINESS WIRE)--Citi has launched a new cash concentration capability designed to mobilize and concentrate liquidity seven days a week. Changing consumer behavior, the increased use of instant payments, and a proliferation of new e-business models are moving treasury management toward real-time and this is now another step closer. Cash concentration is a corporate treasury practice that involves the transfer and sweeping of funds from multiple accounts to a single account to help opt

Citi Launches 7-Day Sweeps, a New Liquidity Offering For Institutional Clients

Ally Financial

Bank of New York Mellon

Celanese

Paramount Global

Procter & Gamble

High dividend stocks are in with most S&P 500 investors. But investors seem to think Warren Buffett's taste in these kinds of stocks is off.

10 High-Yield Dividend Stocks Only Warren Buffett Could Love

Citigroup appears to be offering asymmetric risk/reward, trading at a price to a tangible book of 0.55x. We break down CEO Jane Fraser's plan to reposition Citigroup for the future, and its implications for shareholders.

Citigroup: Buffett Paid Way More

While mortgage loans may continue to decline, banks that can keep loan volume up through personal loans, credit cards, and commercial banking have a chance to thrive in current economic conditions.

News for Citigroup Stock (C)