Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citi is now accepting peer-to-peer (P2P) payments as direct deposits that qualify for checking account monthly service fee waivers, according to a Monday (July 18) statement emailed to PYMNTS. The move is part of the bank's “ongoing commitment” to further financial inclusion in underserved communities.

Citi Now Counts P2P Payments as Direct Deposits to Waive Fees

JPMorgan Chase & Co

Wells Fargo

JPMorgan, Citi, and Wells Fargo reported strong card spending in Q2, but inflation and recession fears made them pivot to a more defensive posture.

JPMorgan, Citi, and Wells Fargo report strong Q2 earnings but brace for potential economic downtown

Citi needs to build capital and thus paused share buybacks. This is a temporary setback only.

Citigroup: Massive Buybacks In 2023 And Beyond

Bank of America

Goldman Sachs

Morgan Stanley

U.S. bank executives said they're optimistic on loan growth as demand for borrowing from retail and business customers bounced back in the second quarter from the lows of the pandemic, but warned demand could weaken later this year if the worsening economic outlook starts to hurt consumer confidence.

Big U.S. banks see loan growth slowing as outlook for demand, economy darkens

Today's biggest story dissects Wall Street banks' second-quarter earnings. A slump in investment banking weighed on overall results, but market volatility has sparked numbers in treasury and trading departments.

Citi provides a bright spot amid a bevy of misses in banks' earnings

Citibank is one of the world's largest banks. We have developed a testing methodology for bank strength.

Is Your Bank Safe? - A Look At Citibank

Even after a 13% up day, Citigroup trades at just 62% of tangible book value. Citigroup pays a 4.62% dividend yield and trades at about 6x forward earnings, with the ability to grow substantially from current levels.

Citigroup's Laughable Valuation Is Too Good To Pass Up

Both JPMorgan and Citi showed strength in Main Street banking, helping partly offset weakness in Wall Street activities

Breaking Down JPMorgan, Citi & Big Bank Earnings

The banks see strength — in consumer spending, debit, credit and in a recession that may prove short-lived. But they are preparing for some bumpiness in the months ahead and some weakness in those same metrics.

Loan Loss Reserves Creep Up at Cautious Wells and Citi

American Express

UnitedHealth Group

Investors bought stocks in one sector, in particular, as part of the Dow's relief rally today.

3 Stocks That Drove the Dow's 650-Point Gain

Five of America's biggest investment banks are preparing to pay a combined $1 billion in fines for letting their workers use unauthorized messaging apps. As Bloomberg News reported Friday (July 15), Morgan Stanley is preparing to pay a $200 million fine, the same amount JPMorgan Chase has already paid.

Big Banks Face Big Fines Over Messaging Apps

Blackrock Inc

General Mills

The stock market is breathing a breath of fresh air today as it's on track for its first win in five days. Why are stocks up today?

Why Did Stocks Close Up Today?

First Trust Nasdaq Bank ETF

Invesco KBW Bank ETF

Financial Select Sector SPDR Fund

Citigroup (NYSE: C) shares surged Friday, lifting financial sector-related exchange traded funds after the bank posted second-quarter results that beat expectations in profits and revenue. On Friday, the Invesco KBW Bank ETF (KBWB) increased by 3.8% and the First Trust Nasdaq Bank ETF (FTXO) advanced by 4.2%.

Citigroup Shares Climb, Lifting Financial Sector ETFs

Citigroup Inc (NYSE: C) shares are trading sharply higher by 14.1% to $50.36 Friday afternoon after the company reported better-than-expected second-quarter EPS and sales results. What Happened?

Why Citi Stock Is Skyrocketing Higher Friday

Citigroup Inc. (NYSE: C) announced on July 15 strong second-quarter earnings, sending the stock up around 11%. Along with reporting strong earnings, CEO Jane Fraser and CFO Mark Mason announced tactics that will be used to protect the bank from a possible recession.

What Are Citigroup Executives Doing To Save Capital Amid A Possible US Recession?

Citigroup Inc. (NYSE:C.PK ) Q2 2022 Results Conference Call July 15, 2022 11:00 AM ET Company Participants Jane Fraser - CEO Mark Mason - CFO Jen Landis - Head, IR Conference Call Participants John McDonald - Autonomous Research Glenn Schorr - Evercore ISI Erika Najarian - UBS Mike Mayo - Wells Fargo Securities Ken Usdin - Jefferies Ebrahim Poonawala - Bank of America Betsy Graseck - Morgan Stanley Steven Chubak - Wolfe Research Matt O'Connor - Deutsche Bank Gerard Cassidy - RBC Vivek Juneja - JP Morgan Andrew Lim - Société Générale Operator Hello and welcome to Citi's Second Quarter 2022 Earnings Review with Chief Executive Officer, Jane Fraser; and Chief Financial Officer, Mark Mason. Today's call will be hosted by Jen Landis, Head of Citi Investor Relations.

Citigroup Inc. (C) CEO Jane Fraser on Q2 2022 Results - Earnings Call Transcript

Costco

Check out these dividend-paying defensive stocks making waves in the stock market today.

Cheap Stocks To Buy Now? 3 Defensive Stocks To Know

Citigroup ( C , Financial) saw its stock surge by more than 3% in Friday's pre-market trading after strolling past its second-quarter earnings target. Citigroup's earnings beat comes as a surprise as many feared a poor report due to lackluster equity markets and a fading debt market.

Citigroup Could Recoup Losses After Earnings Beat

Retail Sales Increased More Than Expected in June

Citigroup's (C) decent Q2 numbers are driven by strength in the Treasury and Trade Solutions business. Yet, high expenses and lower revenues in the investment banking business act as spoilsports.

Citigroup (C) Q2 Earnings and Revenues Surpass Estimates

Citigroup, Goldman Sachs and Bank of America are in discussions with regulators to pay around $200 million each in fines over failing to monitor employees' use of unauthorized messaging apps, Bloomberg News reported on Friday.

Citi, Goldman, BofA in talks with regulators over texting fine - Bloomberg

The bank reported earnings results for the second quarter of the year this morning.

Why Shares of Citigroup Are Rising This Morning

Citigroup Inc (NYSE:C) broke out of the slump bank stocks have seen so far during this earnings season by posting second-quarter earnings of $2.19 per share on $19.64 billion in revenue, topping analysts' expectations.

Citigroup Stock Shines After Earnings, Revenue Beat

Citigroup Inc. on Friday delivered better-than-expected profit and revenue but its earnings still fell along with Wells Fargo & Co. amid more difficult market conditions than a year ago.

Citigroup provides upside surprise and share rise while Wells Fargo misses

Citigroup is one of the bright spots for the banking sector, posting second-quarter results that topped analysts' expectations.

News for Citigroup Stock (C)