Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Even after the Berkshire bump, Citigroup has been unable to regain a reasonable portion of its declined value in 2022. Citigroup trades at -47.23% of its book value and -39.3% of its tangible book value, indicating its significantly undervalued.

Citigroup: Could Be Undervalued By At Least 64.65% And Pays A 4.16% Dividend Yield

Citigroup reported better-than-expected results for Q2, but the competitiveness of the core U.S. banking operations is still in question as competition intensifies in areas like cards. Citi is winding down its consumer and commercial lending operations in Russia, and the sale of its Mexican subsidiary could be compromised by government mandates concerning local ownership and employment.

Citigroup - A Little Post-Earnings Bump, But A Lot Of Work Still To Do

The company is cheap based on its capital allocation, earnings and stock chart. All 3 metrics point toward double-digit returns from current valuations.

Citigroup: Undervalued With High Chance Of Double-Digit Returns

Citigroup's underlying metrics remain robust as the bank continues to benefit from the heightened interest rate environment, given its exposure. We are confident that investment banking and wealth management should improve further, given our assessment of the broad market bottom in July.

Citigroup: Grab The Chance To Buy With This Sharp Pullback

Citi Group May Cut Down Operation in Russia - But still a good buy?

Ally Financial

Floor & Decor Holdings

McKesson

Nu Holdings

The Oracle of Omaha has added a bunch of stocks that have lost value lately, but this one is standing out with its performance.

This Stock Is Warren Buffett's Best 2022 Buy

Citigroup (C) announces exit from Russian consumer banking and commercial banking operations. This will result in $170 million in charges, which will be incurred over the span of 18 months.

Citi (C) to Incur $170M Charges on Exit From Russian Operations

Citi expands its departure from Russia amid the war in Ukraine. Citi is one of many banks to leave the former Soviet Union because of its war of aggression.

Citi begins winding down operations in Russia

Wall Street giant Citigroup will wind down its Russian consumer bank after attempts to sell it were hampered by Moscow's invasion of Ukraine, Wall Street Journal reported on Thursday, citing people familiar with the matter.

Citigroup to wind down Russian consumer operations - WSJ

The bank's plan comes after attempts to sell the unit were stymied by Russia's invasion of Ukraine and subsequent sanctions on the nation's financial system, people familiar with the matter said.

Citigroup Will Wind Down Russian Consumer Operations

Bank of America

Barclays

Deutsche Bank

Goldman Sachs

Morgan Stanley

Wall Street banks could pay penalties of more than $1 billion over traders' adoption of private messaging apps.

Wall Street banks face more than $1 billion in fines over WhatsApp use

Coca-Cola

Dividend stocks are in high demand right now, and for good reason.

No Lie -- These Stocks Pay You to Own Them

American Airlines

Carnival

Coinbase

GameStop

Gap Inc

PayPal

A Black Swan  is a rare, catastrophic event that hits the stock market and causes it to crash, unleashing terrible losses for investors. Examples of Black Swan Events include the Black Monday crash of 1987, the dot-com bubble bursting in 2001, the 2008 financial crisis, and the pandemic crash that occurred in March 2020.

7 Stocks to Sell Before the Next Black Swan Event

Jefferies Financial Group Inc

Nomura Holdings

UBS Group AG

WASHINGTON — Many of Wall Street's biggest banks are nearing agreements to pay as much as $200 million each and admit that their employees' use of personal messaging apps such as WhatsApp violated regulatory requirements, according to people familiar with the matter.

Bank of America, Citigroup, Goldman Sachs and other banks near $1 billion settlement over traders' use of banned messaging apps

Federal regulators intend to levy the fines over the alleged breach of rules that require the retention of business records.

Biggest Banks Nearing $1 Billion Settlement Over Traders' Use of WhatsApp

Apple

Cognizant Technology Solutions

Disney

HCA Healthcare

Netflix

The second quarter of 2022 saw the U.S. Federal Reserve continue hiking interest rates as inflation remained sky-high. Unless companies can raise their profits more than 9% year over year to surpass inflation, they are effectively seeing their profits decrease on an inflation-adjusted basis, which is not exactly a recipe for a bull market.

The Most-Bought Guru Stocks of the 2nd Quarter

Citigroup Global Markets has agreed to pay £12.6 million ($14.9 million) after it failed to properly implement market abuse regulation requirements.

Citigroup brokerage ordered to pay $14.9 million for failing to detect market abuse

Britain's Financial Conduct Authority said on Friday it has fined Citigroup Global Markets 12.5 million pounds ($14.8 million) for failing to properly apply rules aimed at stamping out market abuses.

Citigroup fined $15 million for failures over market abuse rules

NEW YORK--(BUSINESS WIRE)--Citi Treasury and Trade Solutions has been recognized for innovations helping to combat fraud by the Aite-Novarica Group, a global advisory firm providing mission-critical insights on technology, regulations, strategy, and operations to the Financial Services industry. Selected as the Best Orchestration Innovation in the Aite-Novarica Group's 2022 Fraud & AML Impact Awards, the Citi® Payment Exchange solution seamlessly integrates Citi® Verify's multiple fraud red

Citi Recognized by Aite-Novarica Group for Innovations Helping to Combat Fraud

JPMorgan Chase & Co

Wells Fargo

Since the end of June, five of the six largest U.S. banks have outperformed the S&P 500's 13% gain.

Bank Stocks Make a Comeback After Sharp Sell Off

Banks like JPMorgan (JPM), Citigroup (C), Goldman Sachs (GS) and many others seeking to engage in crypto activities need to follow the guidance recently issued by the Fed.

Fed Issues Guidelines for Banks Engaging in Crypto Activities

Chevron

Kraft Heinz

Paramount Global

STORE Capital

U.S. Bancorp

These top-notch Buffett-owned income stocks are doling out between 3.6% and 5.3% annually to their shareholders.

Warren Buffett's 6 Highest-Yielding Dividend Stocks

Citigroup said on Wednesday it has appointed Aveline San as the chief executive of its Hong Kong and Macau businesses.

Citi appoints Aveline San as Hong Kong and Macau chief executive

Abbott Labs

Trade Desk

Based on the market's reactions, we could someday look back at Q2 earnings as a major inflection point for these three stocks.

3 Blowout Earnings Reports That Could Mark Turning Points

Activision Blizzard

Occidental Petroleum

Warren Buffett and Berkshire Hathaway (US:BRK.A, US:BRK.B) spent more than $40 billion this year buying large chunks of several companies' shares after keeping their powder dry during the height of the COVID-19 pandemic.

5 Stocks Warren Buffett Has Been Buying

News for Citigroup Stock (C)